2013 NAD to BIF Historical Review

YEARLY HIGH

181.1081 BIF

YEARLY LOW

147.4176 BIF

YEARLY AVERAGE

161.2675 BIF

2013 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 181.1081. Conversely, the yearly low was recorded on December 29, dropping to 147.4176.

This high-to-low spread represents a total annual volatility of 33.6906 BIF. From a start-to-finish perspective, comparing the January average rate of 173.0534 to the December average rate of 149.1816, the exchange rate registered a net change of -13.79% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 181.1081 was down 0.63% compared to the 2012 peak of 182.2534, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 905,541 BIF

2012 Average 854,570 BIF

Yearly Trough Low 737,088 BIF

Transaction Impact: A difference of 168,452.79 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

178.9904

146.4717

JanuMarcMayJulySeptNove

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 169.2411, compared to 153.2939 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 15.9473 points.

H1 Avg (Jan–Jun) 169.2411

H2 Avg (Jul–Dec) 153.2939

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 20.4182 BIF (High: 175.5689 / Low: 155.1507). On the other end, December was the most stable month, with a tight range of 4.4182 BIF (High: 151.8358 / Low: 147.4176).

May Spread (Volatile) ±20.4182

December Spread (Stable) ±4.4182

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 13.5344 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -13.5344

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 173.0534) against the same month in 2012 (average: 162.0573), the exchange rate shifted by +10.9962 (+6.79%).

2013 Avg (January) 173.0534

2012 Avg (January) 162.0573

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	181.1081	167.8637	173.0534
February	178.5728	173.2274	176.2805
March	173.1590	164.2927	169.5567
April	176.5964	169.4800	172.5898
May	175.5689	155.1507	168.7504
June	158.6279	150.9084	155.2160
July	158.1644	152.3807	155.7799
August	157.1316	147.9392	152.8504
September	158.9584	149.2302	154.2668
October	158.2313	153.0546	155.8019
November	153.7767	149.1252	151.8826
December	151.8358	147.4176	149.1816