YEARLY HIGH
141.3932 BIF
YEARLY LOW
111.4872 BIF
YEARLY AVERAGE
125.7393 BIF

2022 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 141.3932. Conversely, the yearly low was recorded on October 24, dropping to 111.4872.

This high-to-low spread represents a total annual volatility of 29.9060 BIF. From a start-to-finish perspective, comparing the January average rate of 129.1810 to the December average rate of 119.8966, the exchange rate registered a net change of -7.19% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 141.3932 was down 3.46% compared to the 2021 peak of 146.4613, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 706,966 BIF
2021 Average 668,467 BIF
Yearly Trough Low 557,436 BIF
Transaction Impact: A difference of 149,530.10 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

138.0049
111.5086
JanuMarcMayJulySeptNove

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 131.5618, compared to 119.9167 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 11.6451 points.

H1 Avg (Jan–Jun) 131.5618
H2 Avg (Jul–Dec) 119.9167

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 14.1329 BIF (High: 140.1167 / Low: 125.9838). On the other end, October was the most stable month, with a tight range of 4.6731 BIF (High: 116.1603 / Low: 111.4872).

April Spread (Volatile) ±14.1329
October Spread (Stable) ±4.6731

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 8.0403 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -8.0403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 134.8815) against the same month in 2021 (average: 130.5423), the exchange rate shifted by +4.3392 (+3.32%).

2022 Avg (March) 134.8815
2021 Avg (March) 130.5423

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 133.1714 124.8229 129.1810
February 133.3113 128.5699 131.7838
March 141.3932 127.3832 134.8815
April 140.1167 125.9838 135.7968
May 131.7202 125.4484 127.7565
June 134.4124 127.1820 129.9712
July 130.6522 120.8257 127.8886
August 126.9596 120.6246 123.0979
September 121.2859 113.2743 117.2035
October 116.1603 111.4872 113.7166
November 121.7405 112.4183 117.6972
December 121.7379 116.9433 119.8966