2026 NAD to BIF Historical Review

YEARLY HIGH

187.9602 BIF

YEARLY LOW

171.8761 BIF

YEARLY AVERAGE

181.2108 BIF

2026 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 187.9602. Conversely, the yearly low was recorded on March 9, dropping to 171.8761.

This high-to-low spread represents a total annual volatility of 16.0841 BIF. From a start-to-finish perspective, comparing the January average rate of 181.4329 to the December average rate of 182.3369, the exchange rate registered a net change of 0.50% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 187.9602 was up 5.17% compared to the 2025 peak of 178.7140, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 939,801 BIF

2025 Average 827,759 BIF

Yearly Trough Low 859,381 BIF

Transaction Impact: A difference of 80,420.26 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

185.8449

176.3306

JanuFebrMarcApriMayJune

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 181.2108, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 181.2108 points.

H1 Avg (Jan–Jun) 181.2108

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 14.5565 BIF (High: 186.4326 / Low: 171.8761). On the other end, June was the most stable month, with a tight range of 2.8931 BIF (High: 183.4359 / Low: 180.5428).

March Spread (Volatile) ±14.5565

June Spread (Stable) ±2.8931

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 7.9286 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -7.9286

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 181.4329) against the same month in 2025 (average: 157.4003), the exchange rate shifted by +24.0326 (+15.27%).

2026 Avg (January) 181.4329

2025 Avg (January) 157.4003

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	187.9602	178.7140	181.4329
February	186.5880	183.2679	185.0521
March	186.4326	171.8761	177.1235
April	182.0208	174.9049	179.4360
May	183.1958	178.6315	181.8833
June	183.4359	180.5428	182.3369