2016 NAD to BIF Historical Review

YEARLY HIGH

125.3562 BIF

YEARLY LOW

91.9179 BIF

YEARLY AVERAGE

110.4796 BIF

2016 NAD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NAD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on November 8, valuing the pair at 125.3562. Conversely, the yearly low was recorded on January 18, dropping to 91.9179.

This high-to-low spread represents a total annual volatility of 33.4383 BIF. From a start-to-finish perspective, comparing the January average rate of 96.0261 to the December average rate of 120.8167, the exchange rate registered a net change of 25.82% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 125.3562 was down 9.73% compared to the 2015 peak of 138.8750, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NAD based on timing:

Yearly Peak High 626,781 BIF

2015 Average 617,390 BIF

Yearly Trough Low 459,589 BIF

Transaction Impact: A difference of 167,191.69 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

123.3352

93.5434

JanuMarcMayJulySeptNove

NAD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 101.8831, compared to 119.0762 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 17.1932 points.

H1 Avg (Jan–Jun) 101.8831

H2 Avg (Jul–Dec) 119.0762

Volatility Range Comparison

Volatility

The most volatile month in 2016 was June, with a trading range of 16.7503 BIF (High: 115.9289 / Low: 99.1786). On the other end, February was the most stable month, with a tight range of 5.3767 BIF (High: 101.9773 / Low: 96.6005).

June Spread (Volatile) ±16.7503

February Spread (Stable) ±5.3767

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 4.3968 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -4.3968

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2016: 119.6172) against the same month in 2015 (average: 110.0581), the exchange rate shifted by +9.5591 (+8.69%).

2016 Avg (November) 119.6172

2015 Avg (November) 110.0581

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	100.8043	91.9179	96.0261
February	101.9773	96.6005	98.7861
March	105.6172	98.0025	101.6109
April	109.5647	101.6224	106.3646
May	109.2926	98.8154	101.9677
June	115.9289	99.1786	106.5430
July	119.0450	112.0014	115.1804
August	124.6832	114.0437	120.8525
September	122.8151	114.0773	118.3392
October	122.6057	116.7717	119.6513
November	125.3562	115.7322	119.6172
December	124.0503	118.1066	120.8167