YEARLY HIGH
1.9241 CDF
YEARLY LOW
1.4637 CDF
YEARLY AVERAGE
1.7879 CDF

2025 NGN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NGN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 18, valuing the pair at 1.9241. Conversely, the yearly low was recorded on October 20, dropping to 1.4637.

This high-to-low spread represents a total annual volatility of 0.4604 CDF. From a start-to-finish perspective, comparing the January average rate of 1.8384 to the December average rate of 1.5540, the exchange rate registered a net change of -15.47% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.9241 was down 39.78% compared to the 2024 peak of 3.1952, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 1,924,110 CDF
2024 Average 1,970,927 CDF
Yearly Trough Low 1,463,743 CDF
Transaction Impact: A difference of 460,366.35 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.9298
1.4995
JanuMarcMayJulySeptNove

NGN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8496, compared to 1.7263 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1234 points.

H1 Avg (Jan–Jun) 1.8496
H2 Avg (Jul–Dec) 1.7263

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 0.3039 CDF (High: 1.7677 / Low: 1.4637). On the other end, July was the most stable month, with a tight range of 0.0221 CDF (High: 1.9071 / Low: 1.8851).

October Spread (Volatile) ±0.3039
July Spread (Stable) ±0.0221

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2896 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2896

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 1.8877) against the same month in 2024 (average: 1.7435), the exchange rate shifted by +0.1442 (+8.27%).

2025 Avg (September) 1.8877
2024 Avg (September) 1.7435

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.8546 1.8226 1.8384
February 1.9153 1.6858 1.8736
March 1.9148 1.8419 1.8771
April 1.9206 1.7866 1.8325
May 1.8317 1.7918 1.8135
June 1.8832 1.8300 1.8628
July 1.9071 1.8851 1.8940
August 1.9071 1.8619 1.8884
September 1.9241 1.7717 1.8877
October 1.7677 1.4637 1.5981
November 1.5915 1.4736 1.5354
December 1.5795 1.4857 1.5540