YEARLY HIGH
1.7313 CDF
YEARLY LOW
1.5161 CDF
YEARLY AVERAGE
1.6595 CDF

2026 NGN to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NGN to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 1.7313. Conversely, the yearly low was recorded on January 21, dropping to 1.5161.

This high-to-low spread represents a total annual volatility of 0.2152 CDF. From a start-to-finish perspective, comparing the January average rate of 1.5918 to the December average rate of 1.6890, the exchange rate registered a net change of 6.11% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1.7313 was down 10.02% compared to the 2025 peak of 1.9241, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 1,000,000 NGN based on timing:

Yearly Peak High 1,731,313 CDF
2025 Average 1,787,336 CDF
Yearly Trough Low 1,516,082 CDF
Transaction Impact: A difference of 215,231.35 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1.7115
1.5809
JanuFebrMarcApriMayJune

NGN to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6595, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6595 points.

H1 Avg (Jan–Jun) 1.6595
H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.1670 CDF (High: 1.7171 / Low: 1.5500). On the other end, June was the most stable month, with a tight range of 0.0308 CDF (High: 1.6994 / Low: 1.6686).

February Spread (Volatile) ±0.1670
June Spread (Stable) ±0.0308

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0365 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0365

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 1.7007) against the same month in 2025 (average: 1.8325), the exchange rate shifted by -0.1318 (-7.19%).

2026 Avg (April) 1.7007
2025 Avg (April) 1.8325

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6725 1.5161 1.5918
February 1.7171 1.5500 1.6606
March 1.7060 1.5522 1.6506
April 1.7313 1.6678 1.7007
May 1.6861 1.6514 1.6642
June 1.6994 1.6686 1.6890