2012 NZD to SGD Historical Review

YEARLY HIGH

1.0550 SGD

YEARLY LOW

0.9585 SGD

YEARLY AVERAGE

1.0121 SGD

2012 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 1.0550. Conversely, the yearly low was recorded on May 23, dropping to 0.9585.

This high-to-low spread represents a total annual volatility of 0.0965 SGD. From a start-to-finish perspective, comparing the January average rate of 1.0231 to the December average rate of 1.0130, the exchange rate registered a net change of -0.98% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0550 was down 0.02% compared to the 2011 peak of 1.0552, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 5,275 SGD

2011 Average 4,973 SGD

Yearly Trough Low 4,793 SGD

Transaction Impact: A difference of 482.31 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0528

0.9701

JanuMarcMayJulySeptNove

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0165, compared to 1.0077 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0088 points.

H1 Avg (Jan–Jun) 1.0165

H2 Avg (Jul–Dec) 1.0077

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0501 SGD (High: 1.0086 / Low: 0.9585). On the other end, August was the most stable month, with a tight range of 0.0165 SGD (High: 1.0181 / Low: 1.0017).

May Spread (Volatile) ±0.0501

August Spread (Stable) ±0.0165

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0469 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0469

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2012: 1.0459) against the same month in 2011 (average: 0.9714), the exchange rate shifted by +0.0744 (+7.66%).

2012 Avg (February) 1.0459

2011 Avg (February) 0.9714

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0364	1.0069	1.0231
February	1.0550	1.0372	1.0459
March	1.0447	1.0239	1.0327
April	1.0363	1.0117	1.0239
May	1.0086	0.9585	0.9770
June	1.0154	0.9723	0.9965
July	1.0183	0.9910	1.0076
August	1.0181	1.0017	1.0118
September	1.0195	0.9904	1.0086
October	1.0197	0.9939	1.0027
November	1.0127	0.9916	1.0023
December	1.0324	1.0006	1.0130