2019 NZD to SGD Historical Review

YEARLY HIGH

0.9340 SGD

YEARLY LOW

0.8601 SGD

YEARLY AVERAGE

0.8991 SGD

2019 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 26, valuing the pair at 0.9340. Conversely, the yearly low was recorded on November 9, dropping to 0.8601.

This high-to-low spread represents a total annual volatility of 0.0738 SGD. From a start-to-finish perspective, comparing the January average rate of 0.9196 to the December average rate of 0.8954, the exchange rate registered a net change of -2.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.9340 was down 3.67% compared to the 2018 peak of 0.9695, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 4,670 SGD

2018 Average 4,667 SGD

Yearly Trough Low 4,301 SGD

Transaction Impact: A difference of 369.12 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.9311

0.8632

JanuMarcMayJulySeptNove

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9132, compared to 0.8850 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0283 points.

H1 Avg (Jan–Jun) 0.9132

H2 Avg (Jul–Dec) 0.8850

Volatility Range Comparison

Volatility

The most volatile month in 2019 was August, with a trading range of 0.0325 SGD (High: 0.9084 / Low: 0.8759). On the other end, May was the most stable month, with a tight range of 0.0082 SGD (High: 0.9040 / Low: 0.8957).

August Spread (Volatile) ±0.0325

May Spread (Stable) ±0.0082

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0179 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0179

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2019: 0.9255) against the same month in 2018 (average: 0.9538), the exchange rate shifted by -0.0284 (-2.98%).

2019 Avg (March) 0.9255

2018 Avg (March) 0.9538

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9307	0.9069	0.9196
February	0.9322	0.9140	0.9252
March	0.9340	0.9186	0.9255
April	0.9203	0.8985	0.9103
May	0.9040	0.8957	0.8996
June	0.9094	0.8900	0.8994
July	0.9201	0.8991	0.9091
August	0.9084	0.8759	0.8911
September	0.8878	0.8615	0.8746
October	0.8747	0.8617	0.8688
November	0.8785	0.8601	0.8709
December	0.9079	0.8794	0.8954