2013 NZD to SGD Historical Review

YEARLY HIGH

1.0681 SGD

YEARLY LOW

0.9812 SGD

YEARLY AVERAGE

1.0260 SGD

2013 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 11, valuing the pair at 1.0681. Conversely, the yearly low was recorded on June 29, dropping to 0.9812.

This high-to-low spread represents a total annual volatility of 0.0869 SGD. From a start-to-finish perspective, comparing the January average rate of 1.0277 to the December average rate of 1.0354, the exchange rate registered a net change of 0.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.0681 was up 1.24% compared to the 2012 peak of 1.0550, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 5,340 SGD

2012 Average 5,060 SGD

Yearly Trough Low 4,906 SGD

Transaction Impact: A difference of 434.27 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.0549

0.9895

JanuMarcMayJulySeptNove

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0290, compared to 1.0231 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0059 points.

H1 Avg (Jan–Jun) 1.0290

H2 Avg (Jul–Dec) 1.0231

Volatility Range Comparison

Volatility

The most volatile month in 2013 was September, with a trading range of 0.0594 SGD (High: 1.0474 / Low: 0.9879). On the other end, December was the most stable month, with a tight range of 0.0154 SGD (High: 1.0401 / Low: 1.0246).

September Spread (Volatile) ±0.0594

December Spread (Stable) ±0.0154

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0345 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0345

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2013: 1.0495) against the same month in 2012 (average: 1.0239), the exchange rate shifted by +0.0256 (+2.50%).

2013 Avg (April) 1.0495

2012 Avg (April) 1.0239

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0378	1.0102	1.0277
February	1.0532	1.0213	1.0393
March	1.0437	1.0203	1.0328
April	1.0681	1.0385	1.0495
May	1.0536	1.0074	1.0295
June	1.0130	0.9812	0.9950
July	1.0223	0.9824	1.0000
August	1.0311	0.9851	1.0067
September	1.0474	0.9879	1.0289
October	1.0535	1.0218	1.0375
November	1.0416	1.0190	1.0299
December	1.0401	1.0246	1.0354