2018 NZD to SGD Historical Review

YEARLY HIGH

0.9695 SGD

YEARLY LOW

0.8905 SGD

YEARLY AVERAGE

0.9336 SGD

2018 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 16, valuing the pair at 0.9695. Conversely, the yearly low was recorded on October 7, dropping to 0.8905.

This high-to-low spread represents a total annual volatility of 0.0790 SGD. From a start-to-finish perspective, comparing the January average rate of 0.9587 to the December average rate of 0.9330, the exchange rate registered a net change of -2.68% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.9695 was down 6.83% compared to the 2017 peak of 1.0406, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 4,848 SGD

2017 Average 4,907 SGD

Yearly Trough Low 4,453 SGD

Transaction Impact: A difference of 395.17 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.9705

0.8938

JanuMarcMayJulySeptNove

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9492, compared to 0.9179 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0314 points.

H1 Avg (Jan–Jun) 0.9492

H2 Avg (Jul–Dec) 0.9179

Volatility Range Comparison

Volatility

The most volatile month in 2018 was April, with a trading range of 0.0346 SGD (High: 0.9676 / Low: 0.9330). On the other end, July was the most stable month, with a tight range of 0.0105 SGD (High: 0.9291 / Low: 0.9186).

April Spread (Volatile) ±0.0346

July Spread (Stable) ±0.0105

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0216 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0216

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2018: 0.9641) against the same month in 2017 (average: 1.0211), the exchange rate shifted by -0.0571 (-5.59%).

2018 Avg (February) 0.9641

2017 Avg (February) 1.0211

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9693	0.9430	0.9587
February	0.9695	0.9551	0.9641
March	0.9618	0.9467	0.9538
April	0.9676	0.9330	0.9526
May	0.9379	0.9234	0.9310
June	0.9399	0.9222	0.9353
July	0.9291	0.9186	0.9254
August	0.9254	0.9035	0.9122
September	0.9122	0.8968	0.9047
October	0.9084	0.8905	0.9001
November	0.9443	0.9136	0.9317
December	0.9474	0.9161	0.9330