2022 NZD to SGD Historical Review

YEARLY HIGH

0.9471 SGD

YEARLY LOW

0.7933 SGD

YEARLY AVERAGE

0.8760 SGD

2022 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.9471. Conversely, the yearly low was recorded on October 15, dropping to 0.7933.

This high-to-low spread represents a total annual volatility of 0.1538 SGD. From a start-to-finish perspective, comparing the January average rate of 0.9104 to the December average rate of 0.8592, the exchange rate registered a net change of -5.62% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 0.9471 was down 3.51% compared to the 2021 peak of 0.9816, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 4,736 SGD

2021 Average 4,751 SGD

Yearly Trough Low 3,967 SGD

Transaction Impact: A difference of 769.04 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

0.9464

0.7974

JanuMarcMayJulySeptNove

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9052, compared to 0.8469 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0582 points.

H1 Avg (Jan–Jun) 0.9052

H2 Avg (Jul–Dec) 0.8469

Volatility Range Comparison

Volatility

The most volatile month in 2022 was September, with a trading range of 0.0541 SGD (High: 0.8578 / Low: 0.8037). On the other end, July was the most stable month, with a tight range of 0.0091 SGD (High: 0.8680 / Low: 0.8589).

September Spread (Volatile) ±0.0541

July Spread (Stable) ±0.0091

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0367 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0367

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2022: 0.9340) against the same month in 2021 (average: 0.9577), the exchange rate shifted by -0.0236 (-2.47%).

2022 Avg (March) 0.9340

2021 Avg (March) 0.9577

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9237	0.8867	0.9104
February	0.9175	0.8903	0.8994
March	0.9471	0.9185	0.9340
April	0.9443	0.8929	0.9220
May	0.9000	0.8720	0.8853
June	0.8989	0.8653	0.8799
July	0.8680	0.8589	0.8653
August	0.8850	0.8536	0.8660
September	0.8578	0.8037	0.8391
October	0.8240	0.7933	0.8098
November	0.8610	0.8202	0.8420
December	0.8697	0.8450	0.8592