2016 NZD to SGD Historical Review

YEARLY HIGH

1.0267 SGD

YEARLY LOW

0.9119 SGD

YEARLY AVERAGE

0.9624 SGD

2016 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 13, valuing the pair at 1.0267. Conversely, the yearly low was recorded on March 15, dropping to 0.9119.

This high-to-low spread represents a total annual volatility of 0.1147 SGD. From a start-to-finish perspective, comparing the January average rate of 0.9371 to the December average rate of 1.0092, the exchange rate registered a net change of 7.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 1.0267 was down 2.17% compared to the 2015 peak of 1.0494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 5,133 SGD

2015 Average 4,807 SGD

Yearly Trough Low 4,560 SGD

Transaction Impact: A difference of 573.58 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

1.0175

0.9173

JanuMarcMayJulySeptNove

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9350, compared to 0.9897 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0547 points.

H1 Avg (Jan–Jun) 0.9350

H2 Avg (Jul–Dec) 0.9897

Volatility Range Comparison

Volatility

The most volatile month in 2016 was January, with a trading range of 0.0509 SGD (High: 0.9710 / Low: 0.9202). On the other end, May was the most stable month, with a tight range of 0.0195 SGD (High: 0.9428 / Low: 0.9234).

January Spread (Volatile) ±0.0509

May Spread (Stable) ±0.0195

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0066 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0066

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 1.0092) against the same month in 2015 (average: 0.9510), the exchange rate shifted by +0.0581 (+6.11%).

2016 Avg (December) 1.0092

2015 Avg (December) 0.9510

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9710	0.9202	0.9371
February	0.9434	0.9233	0.9323
March	0.9398	0.9119	0.9256
April	0.9447	0.9169	0.9304
May	0.9428	0.9234	0.9310
June	0.9690	0.9366	0.9538
July	0.9834	0.9451	0.9636
August	0.9905	0.9594	0.9740
September	1.0047	0.9832	0.9930
October	1.0030	0.9737	0.9904
November	1.0227	0.9982	1.0080
December	1.0267	0.9952	1.0092