2014 NZD to SGD Historical Review

YEARLY HIGH

1.0976 SGD

YEARLY LOW

0.9901 SGD

YEARLY AVERAGE

1.0515 SGD

2014 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 26, valuing the pair at 1.0976. Conversely, the yearly low was recorded on October 1, dropping to 0.9901.

This high-to-low spread represents a total annual volatility of 0.1075 SGD. From a start-to-finish perspective, comparing the January average rate of 1.0518 to the December average rate of 1.0217, the exchange rate registered a net change of -2.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 1.0976 was up 2.77% compared to the 2013 peak of 1.0681, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 5,488 SGD

2013 Average 5,130 SGD

Yearly Trough Low 4,951 SGD

Transaction Impact: A difference of 537.39 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

1.0884

0.9944

JanuMarcMayJulySeptNove

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0698, compared to 1.0333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0365 points.

H1 Avg (Jan–Jun) 1.0698

H2 Avg (Jul–Dec) 1.0333

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0573 SGD (High: 1.0475 / Low: 0.9903). On the other end, April was the most stable month, with a tight range of 0.0147 SGD (High: 1.0879 / Low: 1.0732).

September Spread (Volatile) ±0.0573

April Spread (Stable) ±0.0147

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0267 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0267

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2014: 1.0798) against the same month in 2013 (average: 0.9950), the exchange rate shifted by +0.0848 (+8.53%).

2014 Avg (June) 1.0798

2013 Avg (June) 0.9950

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0635	1.0321	1.0518
February	1.0629	1.0310	1.0493
March	1.0962	1.0616	1.0805
April	1.0879	1.0732	1.0803
May	1.0874	1.0656	1.0768
June	1.0976	1.0592	1.0798
July	1.0956	1.0555	1.0799
August	1.0627	1.0412	1.0532
September	1.0475	0.9903	1.0278
October	1.0145	0.9901	1.0023
November	1.0292	0.9964	1.0150
December	1.0347	1.0087	1.0217