2025 NZD to SGD Historical Review

YEARLY HIGH

0.7858 SGD

YEARLY LOW

0.7309 SGD

YEARLY AVERAGE

0.7603 SGD

2025 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 24, valuing the pair at 0.7858. Conversely, the yearly low was recorded on November 20, dropping to 0.7309.

This high-to-low spread represents a total annual volatility of 0.0549 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7662 to the December average rate of 0.7472, the exchange rate registered a net change of -2.48% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.7858 was down 5.91% compared to the 2024 peak of 0.8351, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,929 SGD

2024 Average 4,042 SGD

Yearly Trough Low 3,655 SGD

Transaction Impact: A difference of 274.28 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.7768

0.7334

JanuMarcMayJulySeptNove

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7683, compared to 0.7523 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0160 points.

H1 Avg (Jan–Jun) 0.7683

H2 Avg (Jul–Dec) 0.7523

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0394 SGD (High: 0.7858 / Low: 0.7464). On the other end, January was the most stable month, with a tight range of 0.0080 SGD (High: 0.7700 / Low: 0.7619).

April Spread (Volatile) ±0.0394

January Spread (Stable) ±0.0080

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0098 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0098

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 0.7722) against the same month in 2024 (average: 0.8081), the exchange rate shifted by -0.0359 (-4.45%).

2025 Avg (April) 0.7722

2024 Avg (April) 0.8081

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7700	0.7619	0.7662
February	0.7688	0.7559	0.7652
March	0.7748	0.7556	0.7644
April	0.7858	0.7464	0.7722
May	0.7751	0.7616	0.7686
June	0.7792	0.7678	0.7732
July	0.7762	0.7629	0.7687
August	0.7661	0.7490	0.7589
September	0.7661	0.7450	0.7556
October	0.7541	0.7403	0.7461
November	0.7449	0.7309	0.7370
December	0.7515	0.7402	0.7472