2017 NZD to SGD Historical Review

YEARLY HIGH

1.0406 SGD

YEARLY LOW

0.9214 SGD

YEARLY AVERAGE

0.9816 SGD

2017 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2017

During 2017, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 1.0406. Conversely, the yearly low was recorded on November 30, dropping to 0.9214.

This high-to-low spread represents a total annual volatility of 0.1193 SGD. From a start-to-finish perspective, comparing the January average rate of 1.0181 to the December average rate of 0.9379, the exchange rate registered a net change of -7.87% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2017 high of 1.0406 was up 1.36% compared to the 2016 peak of 1.0267, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 5,203 SGD

2016 Average 4,812 SGD

Yearly Trough Low 4,607 SGD

Transaction Impact: A difference of 596.44 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2017.

1.0299

0.9249

JanuMarcMayJulySeptNove

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9945, compared to 0.9687 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0258 points.

H1 Avg (Jan–Jun) 0.9945

H2 Avg (Jul–Dec) 0.9687

Volatility Range Comparison

Volatility

The most volatile month in 2017 was October, with a trading range of 0.0440 SGD (High: 0.9798 / Low: 0.9358). On the other end, September was the most stable month, with a tight range of 0.0197 SGD (High: 0.9906 / Low: 0.9709).

October Spread (Volatile) ±0.0440

September Spread (Stable) ±0.0197

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0370 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0370

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2017: 1.0181) against the same month in 2016 (average: 0.9371), the exchange rate shifted by +0.0810 (+8.64%).

2017 Avg (January) 1.0181

2016 Avg (January) 0.9371

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0406	1.0012	1.0181
February	1.0351	1.0090	1.0211
March	1.0050	0.9775	0.9841
April	0.9839	0.9595	0.9752
May	0.9821	0.9591	0.9687
June	1.0113	0.9791	0.9999
July	1.0207	0.9975	1.0098
August	1.0107	0.9736	0.9943
September	0.9906	0.9709	0.9787
October	0.9798	0.9358	0.9580
November	0.9475	0.9214	0.9337
December	0.9497	0.9228	0.9379