2026 NZD to SGD Historical Review

YEARLY HIGH

0.7680 SGD

YEARLY LOW

0.7321 SGD

YEARLY AVERAGE

0.7519 SGD

2026 NZD to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the NZD to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 29, valuing the pair at 0.7680. Conversely, the yearly low was recorded on April 5, dropping to 0.7321.

This high-to-low spread represents a total annual volatility of 0.0358 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7477 to the December average rate of 0.7513, the exchange rate registered a net change of 0.49% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.7680 was down 2.27% compared to the 2025 peak of 0.7858, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 NZD based on timing:

Yearly Peak High 3,840 SGD

2025 Average 3,801 SGD

Yearly Trough Low 3,661 SGD

Transaction Impact: A difference of 179.18 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.7627

0.7432

JanuFebrMarcApriMayJune

NZD to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7519, compared to 0.0000 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.7519 points.

H1 Avg (Jan–Jun) 0.7519

H2 Avg (Jul–Dec) 0.0000

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0304 SGD (High: 0.7680 / Low: 0.7375). On the other end, February was the most stable month, with a tight range of 0.0126 SGD (High: 0.7673 / Low: 0.7547).

January Spread (Volatile) ±0.0304

February Spread (Stable) ±0.0126

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0132 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0132

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 0.7477) against the same month in 2025 (average: 0.7662), the exchange rate shifted by -0.0186 (-2.43%).

2026 Avg (January) 0.7477

2025 Avg (January) 0.7662

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7680	0.7375	0.7477
February	0.7673	0.7547	0.7611
March	0.7569	0.7386	0.7479
April	0.7534	0.7321	0.7448
May	0.7644	0.7514	0.7584
June	0.7625	0.7463	0.7513