YEARLY HIGH
4.5970 SCR
YEARLY LOW
3.8104 SCR
YEARLY AVERAGE
4.2208 SCR

2012 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 3, valuing the pair at 4.5970. Conversely, the yearly low was recorded on January 9, dropping to 3.8104.

This high-to-low spread represents a total annual volatility of 0.7866 SCR. From a start-to-finish perspective, comparing the January average rate of 4.1002 to the December average rate of 4.1943, the exchange rate registered a net change of 2.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 4.5970 was down 2.38% compared to the 2011 peak of 4.7089, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 91,941 SCR
2011 Average 84,301 SCR
Yearly Trough Low 76,208 SCR
Transaction Impact: A difference of 15,732.14 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

4.5525
3.9734
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.3145, compared to 4.1271 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1874 points.

H1 Avg (Jan–Jun) 4.3145
H2 Avg (Jul–Dec) 4.1271

Volatility Range Comparison

Volatility

The most volatile month in 2012 was January, with a trading range of 0.6219 SCR (High: 4.4324 / Low: 3.8104). On the other end, October was the most stable month, with a tight range of 0.1205 SCR (High: 4.2004 / Low: 4.0799).

January Spread (Volatile) ±0.6219
October Spread (Stable) ±0.1205

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.2508 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2508

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2012: 4.4189) against the same month in 2011 (average: 4.4614), the exchange rate shifted by -0.0426 (-0.95%).

2012 Avg (April) 4.4189
2011 Avg (April) 4.4614

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.4324 3.8104 4.1002
February 4.5441 4.3421 4.4287
March 4.5886 4.3692 4.5042
April 4.5970 4.2995 4.4189
May 4.4734 4.0573 4.2239
June 4.3418 4.0598 4.2111
July 4.4318 4.0664 4.2725
August 4.2501 3.8961 4.0216
September 4.1876 3.8828 4.0568
October 4.2004 4.0799 4.1417
November 4.1766 3.9704 4.0759
December 4.2632 4.1003 4.1943