YEARLY HIGH
5.8578 SCR
YEARLY LOW
3.1597 SCR
YEARLY AVERAGE
4.4196 SCR

2020 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 5.8578. Conversely, the yearly low was recorded on March 16, dropping to 3.1597.

This high-to-low spread represents a total annual volatility of 2.6981 SCR. From a start-to-finish perspective, comparing the January average rate of 3.5713 to the December average rate of 5.7631, the exchange rate registered a net change of 61.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.8578 was up 59.54% compared to the 2019 peak of 3.6716, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 117,156 SCR
2019 Average 71,280 SCR
Yearly Trough Low 63,194 SCR
Transaction Impact: A difference of 53,961.39 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.9982
3.1769
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8381, compared to 5.0010 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.1629 points.

H1 Avg (Jan–Jun) 3.8381
H2 Avg (Jul–Dec) 5.0010

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.9709 SCR (High: 4.2229 / Low: 3.2520). On the other end, February was the most stable month, with a tight range of 0.1690 SCR (High: 3.5492 / Low: 3.3802).

April Spread (Volatile) ±0.9709
February Spread (Stable) ±0.1690

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0858 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0858

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 5.7631) against the same month in 2019 (average: 3.5638), the exchange rate shifted by +2.1993 (+61.71%).

2020 Avg (December) 5.7631
2019 Avg (December) 3.5638

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6258 3.3739 3.5713
February 3.5492 3.3802 3.4855
March 3.6146 3.1597 3.4120
April 4.2229 3.2520 3.9160
May 4.3998 3.8131 4.1946
June 4.5330 4.2712 4.4491
July 4.7952 4.4250 4.5485
August 5.0372 4.7482 4.8001
September 4.8599 4.5761 4.7282
October 5.0052 4.6694 4.7955
November 5.5536 4.8787 5.3707
December 5.8578 5.6464 5.7631