YEARLY HIGH
4.2590 SCR
YEARLY LOW
3.7700 SCR
YEARLY AVERAGE
4.0293 SCR

2014 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 30, valuing the pair at 4.2590. Conversely, the yearly low was recorded on December 29, dropping to 3.7700.

This high-to-low spread represents a total annual volatility of 0.4891 SCR. From a start-to-finish perspective, comparing the January average rate of 3.9386 to the December average rate of 4.0703, the exchange rate registered a net change of 3.34% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 4.2590 was down 0.09% compared to the 2013 peak of 4.2627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 85,181 SCR
2013 Average 76,551 SCR
Yearly Trough Low 75,400 SCR
Transaction Impact: A difference of 9,781.05 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

4.2268
3.9124
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9892, compared to 4.0693 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0801 points.

H1 Avg (Jan–Jun) 3.9892
H2 Avg (Jul–Dec) 4.0693

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.4627 SCR (High: 4.2326 / Low: 3.7700). On the other end, November was the most stable month, with a tight range of 0.0592 SCR (High: 4.2325 / Low: 4.1732).

December Spread (Volatile) ±0.4627
November Spread (Stable) ±0.0592

Growth Streaks & Declines

Trends

Between August and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1303 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1303

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2014: 4.1080) against the same month in 2013 (average: 3.9283), the exchange rate shifted by +0.1798 (+4.58%).

2014 Avg (October) 4.1080
2013 Avg (October) 3.9283

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9992 3.8745 3.9386
February 4.0186 3.8635 3.9696
March 4.0416 3.9581 3.9968
April 4.0536 3.9188 3.9869
May 4.1041 3.9365 4.0093
June 4.0654 3.9838 4.0339
July 4.0654 3.9624 4.0201
August 4.0792 3.9031 3.9928
September 4.0678 3.9775 4.0241
October 4.2590 3.9397 4.1080
November 4.2325 4.1732 4.2006
December 4.2326 3.7700 4.0703