YEARLY HIGH
3.5673 SCR
YEARLY LOW
2.9107 SCR
YEARLY AVERAGE
3.2050 SCR

2023 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 26, valuing the pair at 3.5673. Conversely, the yearly low was recorded on February 24, dropping to 2.9107.

This high-to-low spread represents a total annual volatility of 0.6566 SCR. From a start-to-finish perspective, comparing the January average rate of 3.1256 to the December average rate of 3.3878, the exchange rate registered a net change of 8.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2023 high of 3.5673 was down 5.08% compared to the 2022 peak of 3.7584, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 71,345 SCR
2022 Average 61,114 SCR
Yearly Trough Low 58,214 SCR
Transaction Impact: A difference of 13,131.46 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

3.4215
3.0168
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.1693, compared to 3.2406 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0714 points.

H1 Avg (Jan–Jun) 3.1693
H2 Avg (Jul–Dec) 3.2406

Volatility Range Comparison

Volatility

The most volatile month in 2023 was February, with a trading range of 0.3877 SCR (High: 3.2983 / Low: 2.9107). On the other end, August was the most stable month, with a tight range of 0.1291 SCR (High: 3.3378 / Low: 3.2087).

February Spread (Volatile) ±0.3877
August Spread (Stable) ±0.1291

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.2218 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.2218

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2023: 3.3878) against the same month in 2022 (average: 3.0255), the exchange rate shifted by +0.3623 (+11.97%).

2023 Avg (December) 3.3878
2022 Avg (December) 3.0255

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3279 2.9509 3.1256
February 3.2983 2.9107 3.0591
March 3.2274 2.9593 3.0727
April 3.3315 3.0658 3.1939
May 3.3819 3.1057 3.2316
June 3.4886 3.1479 3.3329
July 3.5521 3.1739 3.3261
August 3.3378 3.2087 3.2723
September 3.2179 2.9384 3.0505
October 3.2508 2.9509 3.1224
November 3.4962 3.1416 3.2847
December 3.5673 3.2105 3.3878