YEARLY HIGH
4.2627 SCR
YEARLY LOW
3.5432 SCR
YEARLY AVERAGE
3.8285 SCR

2013 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 4.2627. Conversely, the yearly low was recorded on July 9, dropping to 3.5432.

This high-to-low spread represents a total annual volatility of 0.7195 SCR. From a start-to-finish perspective, comparing the January average rate of 4.1875 to the December average rate of 3.9612, the exchange rate registered a net change of -5.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 4.2627 was down 7.27% compared to the 2012 peak of 4.5970, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 85,254 SCR
2012 Average 84,400 SCR
Yearly Trough Low 70,864 SCR
Transaction Impact: A difference of 14,389.58 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

4.2417
3.5919
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8209, compared to 3.8361 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0152 points.

H1 Avg (Jan–Jun) 3.8209
H2 Avg (Jul–Dec) 3.8361

Volatility Range Comparison

Volatility

The most volatile month in 2013 was March, with a trading range of 0.3139 SCR (High: 3.8942 / Low: 3.5803). On the other end, November was the most stable month, with a tight range of 0.1094 SCR (High: 3.9296 / Low: 3.8201).

March Spread (Volatile) ±0.3139
November Spread (Stable) ±0.1094

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3480 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3480

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 4.1875) against the same month in 2012 (average: 4.1002), the exchange rate shifted by +0.0874 (+2.13%).

2013 Avg (January) 4.1875
2012 Avg (January) 4.1002

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2627 4.1273 4.1875
February 4.1520 3.8826 4.0442
March 3.8942 3.5803 3.6962
April 3.7650 3.5807 3.6890
May 3.7318 3.5928 3.6624
June 3.7406 3.5736 3.6461
July 3.7748 3.5432 3.6702
August 3.8193 3.7028 3.7790
September 3.8711 3.6667 3.7964
October 3.9936 3.8637 3.9283
November 3.9296 3.8201 3.8815
December 4.0152 3.8985 3.9612