YEARLY HIGH
4.2168 SCR
YEARLY LOW
3.5540 SCR
YEARLY AVERAGE
3.7784 SCR

2018 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 25, valuing the pair at 4.2168. Conversely, the yearly low was recorded on October 31, dropping to 3.5540.

This high-to-low spread represents a total annual volatility of 0.6628 SCR. From a start-to-finish perspective, comparing the January average rate of 4.0797 to the December average rate of 3.6264, the exchange rate registered a net change of -11.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2018 high of 4.2168 was up 4.49% compared to the 2017 peak of 4.0355, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 84,336 SCR
2017 Average 72,203 SCR
Yearly Trough Low 71,080 SCR
Transaction Impact: A difference of 13,255.62 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

4.1268
3.5618
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.9069, compared to 3.6498 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2572 points.

H1 Avg (Jan–Jun) 3.9069
H2 Avg (Jul–Dec) 3.6498

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.3390 SCR (High: 3.9202 / Low: 3.5812). On the other end, November was the most stable month, with a tight range of 0.0803 SCR (High: 3.6366 / Low: 3.5563).

May Spread (Volatile) ±0.3390
November Spread (Stable) ±0.0803

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2018. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.2231 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2231

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2018: 4.0797) against the same month in 2017 (average: 3.2580), the exchange rate shifted by +0.8217 (+25.22%).

2018 Avg (January) 4.0797
2017 Avg (January) 3.2580

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2168 3.9574 4.0797
February 4.2163 3.9389 4.0337
March 4.1553 3.9140 3.9977
April 4.1015 3.8349 3.9451
May 3.9202 3.5812 3.7220
June 3.7419 3.5890 3.6634
July 3.7229 3.5843 3.6634
August 3.7211 3.5669 3.6602
September 3.9107 3.6432 3.6982
October 3.7174 3.5540 3.6414
November 3.6366 3.5563 3.6089
December 3.6950 3.5910 3.6264