YEARLY HIGH
3.7006 SCR
YEARLY LOW
3.1121 SCR
YEARLY AVERAGE
3.3680 SCR

2016 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 3.7006. Conversely, the yearly low was recorded on December 22, dropping to 3.1121.

This high-to-low spread represents a total annual volatility of 0.5885 SCR. From a start-to-finish perspective, comparing the January average rate of 3.2292 to the December average rate of 3.1819, the exchange rate registered a net change of -1.46% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 3.7006 was down 5.99% compared to the 2015 peak of 3.9362, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 74,012 SCR
2015 Average 70,688 SCR
Yearly Trough Low 62,242 SCR
Transaction Impact: A difference of 11,770.51 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

3.5715
3.1465
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3941, compared to 3.3418 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0524 points.

H1 Avg (Jan–Jun) 3.3941
H2 Avg (Jul–Dec) 3.3418

Volatility Range Comparison

Volatility

The most volatile month in 2016 was April, with a trading range of 0.4105 SCR (High: 3.7006 / Low: 3.2901). On the other end, December was the most stable month, with a tight range of 0.1312 SCR (High: 3.2433 / Low: 3.1121).

April Spread (Volatile) ±0.4105
December Spread (Stable) ±0.1312

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1200 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.1200

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2016: 3.5360) against the same month in 2015 (average: 3.6423), the exchange rate shifted by -0.1062 (-2.92%).

2016 Avg (April) 3.5360
2015 Avg (April) 3.6423

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3527 3.1128 3.2292
February 3.6719 3.2635 3.3841
March 3.6342 3.3315 3.4513
April 3.7006 3.2901 3.5360
May 3.5677 3.3033 3.4161
June 3.4650 3.1540 3.3482
July 3.4266 3.1852 3.3140
August 3.5210 3.3636 3.4475
September 3.4957 3.3609 3.4365
October 3.4840 3.3090 3.3933
November 3.4372 3.1593 3.2775
December 3.2433 3.1121 3.1819