YEARLY HIGH
3.7584 SCR
YEARLY LOW
2.6036 SCR
YEARLY AVERAGE
3.0581 SCR

2022 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 3.7584. Conversely, the yearly low was recorded on September 27, dropping to 2.6036.

This high-to-low spread represents a total annual volatility of 1.1547 SCR. From a start-to-finish perspective, comparing the January average rate of 3.4246 to the December average rate of 3.0255, the exchange rate registered a net change of -11.65% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 3.7584 was down 35.88% compared to the 2021 peak of 5.8615, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 75,167 SCR
2021 Average 83,967 SCR
Yearly Trough Low 52,073 SCR
Transaction Impact: A difference of 23,094.39 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

3.4934
2.6678
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2542, compared to 2.8620 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3922 points.

H1 Avg (Jan–Jun) 3.2542
H2 Avg (Jul–Dec) 2.8620

Volatility Range Comparison

Volatility

The most volatile month in 2022 was January, with a trading range of 0.5408 SCR (High: 3.7584 / Low: 3.2176). On the other end, August was the most stable month, with a tight range of 0.2420 SCR (High: 2.9697 / Low: 2.7276).

January Spread (Volatile) ±0.5408
August Spread (Stable) ±0.2420

Growth Streaks & Declines

Trends

Between October and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3147 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.3147

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2022: 3.4246) against the same month in 2021 (average: 5.6956), the exchange rate shifted by -2.2710 (-39.87%).

2022 Avg (January) 3.4246
2021 Avg (January) 5.6956

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7584 3.2176 3.4246
February 3.6414 3.2481 3.4046
March 3.4657 3.1408 3.3386
April 3.4364 2.9337 3.3102
May 3.1935 2.8960 2.9955
June 3.3470 2.8722 3.0519
July 3.0757 2.6606 2.8404
August 2.9697 2.7276 2.8471
September 3.0243 2.6036 2.8061
October 2.9077 2.6366 2.7366
November 3.0400 2.6692 2.9166
December 3.2376 2.9300 3.0255