YEARLY HIGH
4.2234 SCR
YEARLY LOW
3.5216 SCR
YEARLY AVERAGE
3.7823 SCR

2026 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 27, valuing the pair at 4.2234. Conversely, the yearly low was recorded on July 15, dropping to 3.5216.

This high-to-low spread represents a total annual volatility of 0.7018 SCR. From a start-to-finish perspective, comparing the January average rate of 3.9213 to the December average rate of 3.6414, the exchange rate registered a net change of -7.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 4.2234 was down 0.81% compared to the 2025 peak of 4.2581, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 84,468 SCR
2025 Average 76,273 SCR
Yearly Trough Low 70,432 SCR
Transaction Impact: A difference of 14,036.34 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.9599
3.5729
JanuMarcMayJuly

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8352, compared to 3.6233 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2119 points.

H1 Avg (Jan–Jun) 3.8352
H2 Avg (Jul–Dec) 3.6233

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.5492 SCR (High: 4.2176 / Low: 3.6684). On the other end, May was the most stable month, with a tight range of 0.0571 SCR (High: 3.7951 / Low: 3.7379).

February Spread (Volatile) ±0.5492
May Spread (Stable) ±0.0571

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1682 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.1682

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 3.9213) against the same month in 2025 (average: 3.5032), the exchange rate shifted by +0.4181 (+11.93%).

2026 Avg (January) 3.9213
2025 Avg (January) 3.5032

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.2234 3.6754 3.9213
February 4.2176 3.6684 3.8749
March 4.0799 3.6410 3.8314
April 4.1861 3.7470 3.9277
May 3.7951 3.7379 3.7595
June 3.8299 3.5716 3.6967
July 3.8389 3.5216 3.6052
August 3.6844 3.6155 3.6414