YEARLY HIGH
3.9362 SCR
YEARLY LOW
3.0367 SCR
YEARLY AVERAGE
3.5361 SCR

2015 PLN to SCR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the PLN to SCR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 3.9362. Conversely, the yearly low was recorded on December 2, dropping to 3.0367.

This high-to-low spread represents a total annual volatility of 0.8995 SCR. From a start-to-finish perspective, comparing the January average rate of 3.7888 to the December average rate of 3.2459, the exchange rate registered a net change of -14.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 3.9362 was down 7.58% compared to the 2014 peak of 4.2590, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 20,000 PLN based on timing:

Yearly Peak High 78,724 SCR
2014 Average 80,588 SCR
Yearly Trough Low 60,734 SCR
Transaction Impact: A difference of 17,989.96 SCR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

3.8698
3.1810
JanuMarcMayJulySeptNove

PLN to SCR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.6807, compared to 3.3915 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2892 points.

H1 Avg (Jan–Jun) 3.6807
H2 Avg (Jul–Dec) 3.3915

Volatility Range Comparison

Volatility

The most volatile month in 2015 was October, with a trading range of 0.3553 SCR (High: 3.6256 / Low: 3.2703). On the other end, June was the most stable month, with a tight range of 0.1334 SCR (High: 3.6385 / Low: 3.5051).

October Spread (Volatile) ±0.3553
June Spread (Stable) ±0.1334

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2148 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.2148

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 3.7888) against the same month in 2014 (average: 3.9386), the exchange rate shifted by -0.1498 (-3.80%).

2015 Avg (January) 3.7888
2014 Avg (January) 3.9386

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.9362 3.6668 3.7888
February 3.8922 3.7058 3.8124
March 3.7879 3.4542 3.5976
April 3.7695 3.5512 3.6423
May 3.7949 3.4945 3.6734
June 3.6385 3.5051 3.5697
July 3.5551 3.3975 3.4741
August 3.5780 3.3891 3.4735
September 3.6032 3.3742 3.4756
October 3.6256 3.2703 3.4413
November 3.4135 3.1099 3.2384
December 3.3831 3.0367 3.2459