YEARLY HIGH
7.2956 NAD
YEARLY LOW
5.9973 NAD
YEARLY AVERAGE
6.5752 NAD

2012 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 22, valuing the pair at 7.2956. Conversely, the yearly low was recorded on March 13, dropping to 5.9973.

This high-to-low spread represents a total annual volatility of 1.2983 NAD. From a start-to-finish perspective, comparing the January average rate of 6.2631 to the December average rate of 7.0702, the exchange rate registered a net change of 12.89% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 7.2956 was up 12.19% compared to the 2011 peak of 6.5027, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 36,478 NAD
2011 Average 28,849 NAD
Yearly Trough Low 29,987 NAD
Transaction Impact: A difference of 6,491.68 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

7.3037
5.9231
JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 6.2806, compared to 6.8697 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.5891 points.

H1 Avg (Jan–Jun) 6.2806
H2 Avg (Jul–Dec) 6.8697

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.4029 NAD (High: 7.1753 / Low: 6.7724). On the other end, February was the most stable month, with a tight range of 0.1054 NAD (High: 6.1522 / Low: 6.0468).

October Spread (Volatile) ±0.4029
February Spread (Stable) ±0.1054

Growth Streaks & Declines

Trends

Between July and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1548 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.1548

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2012: 7.1886) against the same month in 2011 (average: 6.3264), the exchange rate shifted by +0.8622 (+13.63%).

2012 Avg (November) 7.1886
2011 Avg (November) 6.3264

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 6.3302 6.1996 6.2631
February 6.1522 6.0468 6.1083
March 6.1146 5.9973 6.0381
April 6.3601 6.0651 6.2541
May 6.6155 6.2208 6.4563
June 6.6455 6.4593 6.5639
July 6.7533 6.4231 6.5442
August 6.7684 6.5041 6.6249
September 6.8158 6.6203 6.7228
October 7.1753 6.7724 7.0678
November 7.2956 7.0802 7.1886
December 7.2547 6.9045 7.0702