2020 SGD to NAD Historical Review

YEARLY HIGH

13.4021 NAD

YEARLY LOW

10.3796 NAD

YEARLY AVERAGE

11.9363 NAD

2020 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 13.4021. Conversely, the yearly low was recorded on January 4, dropping to 10.3796.

This high-to-low spread represents a total annual volatility of 3.0225 NAD. From a start-to-finish perspective, comparing the January average rate of 10.6276 to the December average rate of 11.1673, the exchange rate registered a net change of 5.08% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.4021 was down 49.99% compared to the 2019 peak of 26.7992, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 67,011 NAD

2019 Average 53,165 NAD

Yearly Trough Low 51,898 NAD

Transaction Impact: A difference of 15,112.56 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.2751

10.3869

JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8787, compared to 11.9940 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1153 points.

H1 Avg (Jan–Jun) 11.8787

H2 Avg (Jul–Dec) 11.9940

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5732 NAD (High: 12.6035 / Low: 11.0303). On the other end, July was the most stable month, with a tight range of 0.3639 NAD (High: 12.2412 / Low: 11.8773).

March Spread (Volatile) ±1.5732

July Spread (Stable) ±0.3639

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.6813 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6813

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 13.0344) against the same month in 2019 (average: 10.4479), the exchange rate shifted by +2.5865 (+24.76%).

2020 Avg (April) 13.0344

2019 Avg (April) 10.4479

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8288	10.3796	10.6276
February	11.0527	10.6699	10.7781
March	12.6035	11.0303	11.7338
April	13.4021	12.5161	13.0344
May	13.2119	12.2516	12.8170
June	12.4624	11.9428	12.2811
July	12.2412	11.8773	12.0674
August	12.8769	12.0454	12.6656
September	12.7503	11.9475	12.2952
October	13.3164	11.8438	12.2248
November	11.9255	11.3813	11.5435
December	11.4814	10.9142	11.1673