2022 SGD to NAD Historical Review

YEARLY HIGH

13.0346 NAD

YEARLY LOW

10.6693 NAD

YEARLY AVERAGE

11.8205 NAD

2022 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 13.0346. Conversely, the yearly low was recorded on April 11, dropping to 10.6693.

This high-to-low spread represents a total annual volatility of 2.3653 NAD. From a start-to-finish perspective, comparing the January average rate of 11.4779 to the December average rate of 12.7521, the exchange rate registered a net change of 11.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2022 high of 13.0346 was up 9.83% compared to the 2021 peak of 11.8679, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 65,173 NAD

2021 Average 55,025 NAD

Yearly Trough Low 53,347 NAD

Transaction Impact: A difference of 11,826.63 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

12.9302

10.7924

JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.2873, compared to 12.3536 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0663 points.

H1 Avg (Jan–Jun) 11.2873

H2 Avg (Jul–Dec) 12.3536

Volatility Range Comparison

Volatility

The most volatile month in 2022 was March, with a trading range of 1.0630 NAD (High: 11.7732 / Low: 10.7102). On the other end, May was the most stable month, with a tight range of 0.2678 NAD (High: 11.6556 / Low: 11.3878).

March Spread (Volatile) ±1.0630

May Spread (Stable) ±0.2678

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.2545 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2545

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2022: 12.7521) against the same month in 2021 (average: 11.6657), the exchange rate shifted by +1.0864 (+9.31%).

2022 Avg (December) 12.7521

2021 Avg (December) 11.6657

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.8296	11.2116	11.4779
February	11.5653	11.1625	11.3065
March	11.7732	10.7102	11.0519
April	11.5746	10.6693	10.9706
May	11.6556	11.3878	11.5233
June	11.6310	11.1028	11.3936
July	12.3202	11.3137	11.5323
August	12.2246	11.8072	12.0649
September	12.5925	12.1005	12.4135
October	12.9849	12.4899	12.7158
November	12.9721	12.3224	12.6433
December	13.0346	12.5296	12.7521