2018 SGD to NAD Historical Review

YEARLY HIGH

11.0106 NAD

YEARLY LOW

8.7469 NAD

YEARLY AVERAGE

9.7899 NAD

2018 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 11.0106. Conversely, the yearly low was recorded on February 24, dropping to 8.7469.

This high-to-low spread represents a total annual volatility of 2.2637 NAD. From a start-to-finish perspective, comparing the January average rate of 9.2198 to the December average rate of 10.3842, the exchange rate registered a net change of 12.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 11.0106 was up 3.32% compared to the 2017 peak of 10.6572, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 55,053 NAD

2017 Average 48,211 NAD

Yearly Trough Low 43,734 NAD

Transaction Impact: A difference of 11,318.45 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

10.8304

8.7919

JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 9.2587, compared to 10.3211 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0624 points.

H1 Avg (Jan–Jun) 9.2587

H2 Avg (Jul–Dec) 10.3211

Volatility Range Comparison

Volatility

The most volatile month in 2018 was August, with a trading range of 0.9548 NAD (High: 10.6165 / Low: 9.6617). On the other end, March was the most stable month, with a tight range of 0.2528 NAD (High: 9.1467 / Low: 8.8939).

August Spread (Volatile) ±0.9548

March Spread (Stable) ±0.2528

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2602 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.2602

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2018: 10.6606) against the same month in 2017 (average: 9.7452), the exchange rate shifted by +0.9153 (+9.39%).

2018 Avg (September) 10.6606

2017 Avg (September) 9.7452

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	9.3666	8.9956	9.2198
February	9.1550	8.7469	8.9617
March	9.1467	8.8939	9.0119
April	9.3819	9.0175	9.1969
May	9.5064	9.1223	9.3459
June	10.1372	9.4115	9.8163
July	10.1226	9.6231	9.8751
August	10.6165	9.6617	10.2376
September	11.0106	10.3200	10.6606
October	10.7447	10.3117	10.5147
November	10.5128	9.9947	10.2545
December	10.6088	10.0048	10.3842