YEARLY HIGH
11.2392 NAD
YEARLY LOW
8.4165 NAD
YEARLY AVERAGE
9.2779 NAD

2015 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 11, valuing the pair at 11.2392. Conversely, the yearly low was recorded on February 5, dropping to 8.4165.

This high-to-low spread represents a total annual volatility of 2.8226 NAD. From a start-to-finish perspective, comparing the January average rate of 8.6524 to the December average rate of 10.6897, the exchange rate registered a net change of 23.55% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 11.2392 was up 25.61% compared to the 2014 peak of 8.9477, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 56,196 NAD
2014 Average 42,798 NAD
Yearly Trough Low 42,083 NAD
Transaction Impact: A difference of 14,113.17 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

10.9035
8.3382
JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.8306, compared to 9.7252 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.8946 points.

H1 Avg (Jan–Jun) 8.8306
H2 Avg (Jul–Dec) 9.7252

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 1.0554 NAD (High: 11.2392 / Low: 10.1838). On the other end, May was the most stable month, with a tight range of 0.2000 NAD (High: 9.0710 / Low: 8.8710).

December Spread (Volatile) ±1.0554
May Spread (Stable) ±0.2000

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.1005 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.1005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2015: 10.6897) against the same month in 2014 (average: 8.7351), the exchange rate shifted by +1.9546 (+22.38%).

2015 Avg (December) 10.6897
2014 Avg (December) 8.7351

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.8036 8.4878 8.6524
February 8.6633 8.4165 8.5520
March 8.9760 8.5484 8.7714
April 9.0986 8.7102 8.8926
May 9.0710 8.8710 8.9710
June 9.2730 9.0271 9.1442
July 9.2746 9.0332 9.1491
August 9.4295 9.1152 9.2279
September 9.8326 9.4679 9.6456
October 9.8717 9.4555 9.6328
November 10.2339 9.8483 10.0063
December 11.2392 10.1838 10.6897