YEARLY HIGH
14.7627 NAD
YEARLY LOW
12.8745 NAD
YEARLY AVERAGE
13.6863 NAD

2025 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 14, valuing the pair at 14.7627. Conversely, the yearly low was recorded on December 31, dropping to 12.8745.

This high-to-low spread represents a total annual volatility of 1.8882 NAD. From a start-to-finish perspective, comparing the January average rate of 13.7616 to the December average rate of 13.0345, the exchange rate registered a net change of -5.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 14.7627 was up 2.71% compared to the 2024 peak of 14.3733, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 73,814 NAD
2024 Average 68,556 NAD
Yearly Trough Low 64,373 NAD
Transaction Impact: A difference of 9,440.97 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

14.4168
12.9088
JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.9050, compared to 13.4675 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4375 points.

H1 Avg (Jan–Jun) 13.9050
H2 Avg (Jul–Dec) 13.4675

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 1.1015 NAD (High: 14.7627 / Low: 13.6613). On the other end, July was the most stable month, with a tight range of 0.2344 NAD (High: 13.9394 / Low: 13.7050).

April Spread (Volatile) ±1.1015
July Spread (Stable) ±0.2344

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2349 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.2349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 14.2911) against the same month in 2024 (average: 13.9155), the exchange rate shifted by +0.3757 (+2.70%).

2025 Avg (April) 14.2911
2024 Avg (April) 13.9155

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 14.0129 13.6024 13.7616
February 13.8589 13.5977 13.7293
March 13.8568 13.3917 13.6593
April 14.7627 13.6613 14.2911
May 14.4899 13.8330 14.0747
June 14.0633 13.7824 13.9142
July 13.9394 13.7050 13.8455
August 14.0321 13.6068 13.7834
September 13.7963 13.3745 13.5729
October 13.5045 13.1891 13.3380
November 13.3226 13.0596 13.2306
December 13.2208 12.8745 13.0345