YEARLY HIGH
8.9477 NAD
YEARLY LOW
8.2342 NAD
YEARLY AVERAGE
8.5602 NAD

2014 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 8.9477. Conversely, the yearly low was recorded on May 24, dropping to 8.2342.

This high-to-low spread represents a total annual volatility of 0.7135 NAD. From a start-to-finish perspective, comparing the January average rate of 8.5344 to the December average rate of 8.7351, the exchange rate registered a net change of 2.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 8.9477 was up 7.62% compared to the 2013 peak of 8.3143, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 44,738 NAD
2013 Average 38,538 NAD
Yearly Trough Low 41,171 NAD
Transaction Impact: A difference of 3,567.54 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

8.7770
8.2752
JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.4881, compared to 8.6323 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1442 points.

H1 Avg (Jan–Jun) 8.4881
H2 Avg (Jul–Dec) 8.6323

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.5078 NAD (High: 8.9477 / Low: 8.4398). On the other end, August was the most stable month, with a tight range of 0.1231 NAD (High: 8.5975 / Low: 8.4744).

December Spread (Volatile) ±0.5078
August Spread (Stable) ±0.1231

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.1940 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.1940

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 8.7351) against the same month in 2013 (average: 8.2336), the exchange rate shifted by +0.5015 (+6.09%).

2014 Avg (December) 8.7351
2013 Avg (December) 8.2336

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.7816 8.3278 8.5344
February 8.7896 8.4760 8.6690
March 8.5469 8.3914 8.4750
April 8.4827 8.3408 8.4081
May 8.4172 8.2342 8.3170
June 8.6169 8.4097 8.5254
July 8.6429 8.4714 8.5765
August 8.5975 8.4744 8.5407
September 8.8441 8.5355 8.6899
October 8.8498 8.5310 8.6946
November 8.7350 8.4246 8.5572
December 8.9477 8.4398 8.7351