2019 SGD to NAD Historical Review

YEARLY HIGH

26.7992 NAD

YEARLY LOW

9.8512 NAD

YEARLY AVERAGE

10.6299 NAD

2019 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 26.7992. Conversely, the yearly low was recorded on February 3, dropping to 9.8512.

This high-to-low spread represents a total annual volatility of 16.9480 NAD. From a start-to-finish perspective, comparing the January average rate of 10.2388 to the December average rate of 10.6240, the exchange rate registered a net change of 3.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 26.7992 was up 143.39% compared to the 2018 peak of 11.0106, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 133,996 NAD

2018 Average 48,973 NAD

Yearly Trough Low 49,256 NAD

Transaction Impact: A difference of 84,739.92 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

11.1242

10.0955

JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.5361, compared to 10.7238 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1877 points.

H1 Avg (Jan–Jun) 10.5361

H2 Avg (Jul–Dec) 10.7238

Volatility Range Comparison

Volatility

The most volatile month in 2019 was May, with a trading range of 16.4502 NAD (High: 26.7992 / Low: 10.3489). On the other end, July was the most stable month, with a tight range of 0.2817 NAD (High: 10.4459 / Low: 10.1642).

May Spread (Volatile) ±16.4502

July Spread (Stable) ±0.2817

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2019. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.4011 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2019: 11.0385) against the same month in 2018 (average: 9.3459), the exchange rate shifted by +1.6926 (+18.11%).

2019 Avg (May) 11.0385

2018 Avg (May) 9.3459

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.5424	9.9089	10.2388
February	10.4112	9.8512	10.1812
March	10.7955	10.2494	10.6097
April	10.8060	10.3141	10.4479
May	26.7992	10.3489	11.0385
June	11.0258	10.4376	10.7003
July	10.4459	10.1642	10.2992
August	11.1269	10.3172	10.9137
September	11.0301	10.6344	10.7662
October	11.0556	10.6867	10.8742
November	11.1375	10.6844	10.8654
December	10.9024	10.3727	10.6240