2016 SGD to NAD Historical Review

YEARLY HIGH

11.6988 NAD

YEARLY LOW

9.4054 NAD

YEARLY AVERAGE

10.6497 NAD

2016 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 11.6988. Conversely, the yearly low was recorded on December 29, dropping to 9.4054.

This high-to-low spread represents a total annual volatility of 2.2933 NAD. From a start-to-finish perspective, comparing the January average rate of 11.3660 to the December average rate of 9.6545, the exchange rate registered a net change of -15.06% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 11.6988 was up 4.09% compared to the 2015 peak of 11.2392, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 58,494 NAD

2015 Average 46,411 NAD

Yearly Trough Low 47,027 NAD

Transaction Impact: A difference of 11,466.60 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

11.5372

9.4833

JanuMarcMayJulySeptNove

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.1556, compared to 10.1437 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0119 points.

H1 Avg (Jan–Jun) 11.1556

H2 Avg (Jul–Dec) 10.1437

Volatility Range Comparison

Volatility

The most volatile month in 2016 was May, with a trading range of 0.8783 NAD (High: 11.4326 / Low: 10.5543). On the other end, December was the most stable month, with a tight range of 0.4413 NAD (High: 9.8468 / Low: 9.4054).

May Spread (Volatile) ±0.8783

December Spread (Stable) ±0.4413

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.4685 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4685

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 11.3660) against the same month in 2015 (average: 8.6524), the exchange rate shifted by +2.7136 (+31.36%).

2016 Avg (January) 11.3660

2015 Avg (January) 8.6524

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6988	10.9276	11.3660
February	11.4847	10.8387	11.2439
March	11.4996	10.9774	11.2008
April	11.2641	10.5855	10.8204
May	11.4326	10.5543	11.1678
June	11.3589	10.7657	11.1347
July	10.9346	10.3945	10.6662
August	10.7128	9.9418	10.2082
September	10.7400	9.9594	10.3499
October	10.3319	9.7466	10.0744
November	10.1862	9.6038	9.9091
December	9.8468	9.4054	9.6545