2026 SGD to NAD Historical Review

YEARLY HIGH

13.3493 NAD

YEARLY LOW

12.4808 NAD

YEARLY AVERAGE

12.8114 NAD

2026 SGD to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SGD to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 31, valuing the pair at 13.3493. Conversely, the yearly low was recorded on January 29, dropping to 12.4808.

This high-to-low spread represents a total annual volatility of 0.8685 NAD. From a start-to-finish perspective, comparing the January average rate of 12.7397 to the December average rate of 12.8394, the exchange rate registered a net change of 0.78% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 13.3493 was down 9.57% compared to the 2025 peak of 14.7627, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 66,746 NAD

2025 Average 68,426 NAD

Yearly Trough Low 62,404 NAD

Transaction Impact: A difference of 4,342.45 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

13.1014

12.5921

JanuMarcMayJuly

SGD to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.8210, compared to 12.7828 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0382 points.

H1 Avg (Jan–Jun) 12.8210

H2 Avg (Jul–Dec) 12.7828

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.8474 NAD (High: 13.3493 / Low: 12.5019). On the other end, August was the most stable month, with a tight range of 0.0687 NAD (High: 12.8631 / Low: 12.7944).

March Spread (Volatile) ±0.8474

August Spread (Stable) ±0.0687

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.1602 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.1602

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 13.0589) against the same month in 2025 (average: 13.6593), the exchange rate shifted by -0.6003 (-4.40%).

2026 Avg (March) 13.0589

2025 Avg (March) 13.6593

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.8903	12.4808	12.7397
February	12.7105	12.5481	12.6345
March	13.3493	12.5019	13.0589
April	13.2472	12.8302	12.9766
May	13.0759	12.7226	12.8163
June	12.8524	12.5355	12.6999
July	13.0288	12.5545	12.7262
August	12.8631	12.7944	12.8394