2012 BDT to HRK Historical Review

YEARLY HIGH

0.0758 HRK

YEARLY LOW

0.0679 HRK

YEARLY AVERAGE

0.0715 HRK

2012 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on July 24, valuing the pair at 0.0758. Conversely, the yearly low was recorded on February 8, dropping to 0.0679.

This high-to-low spread represents a total annual volatility of 0.0079 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0704 to the December average rate of 0.0711, the exchange rate registered a net change of 1.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.0758 was down 5.86% compared to the 2011 peak of 0.0805, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 379 HRK

2011 Average 361 HRK

Yearly Trough Low 339 HRK

Transaction Impact: A difference of 39.41 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.0751

0.0684

JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0707, compared to 0.0723 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0016 points.

H1 Avg (Jan–Jun) 0.0707

H2 Avg (Jul–Dec) 0.0723

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0054 HRK (High: 0.0745 / Low: 0.0691). On the other end, April was the most stable month, with a tight range of 0.0013 HRK (High: 0.0701 / Low: 0.0688).

May Spread (Volatile) ±0.0054

April Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0034 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2012: 0.0745) against the same month in 2011 (average: 0.0697), the exchange rate shifted by +0.0048 (+6.88%).

2012 Avg (July) 0.0745

2011 Avg (July) 0.0697

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0724	0.0680	0.0704
February	0.0704	0.0679	0.0690
March	0.0705	0.0687	0.0698
April	0.0701	0.0688	0.0696
May	0.0745	0.0691	0.0719
June	0.0746	0.0727	0.0735
July	0.0758	0.0726	0.0745
August	0.0750	0.0724	0.0740
September	0.0729	0.0689	0.0706
October	0.0719	0.0702	0.0711
November	0.0729	0.0713	0.0722
December	0.0719	0.0703	0.0711