2020 BDT to HRK Historical Review

YEARLY HIGH

0.0842 HRK

YEARLY LOW

0.0724 HRK

YEARLY AVERAGE

0.0780 HRK

2020 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0842. Conversely, the yearly low was recorded on December 30, dropping to 0.0724.

This high-to-low spread represents a total annual volatility of 0.0119 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0790 to the December average rate of 0.0731, the exchange rate registered a net change of -7.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0842 was up 4.66% compared to the 2019 peak of 0.0805, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 421 HRK

2019 Average 393 HRK

Yearly Trough Low 362 HRK

Transaction Impact: A difference of 59.30 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0832

0.0721

JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0806, compared to 0.0753 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0052 points.

H1 Avg (Jan–Jun) 0.0806

H2 Avg (Jul–Dec) 0.0753

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0067 HRK (High: 0.0842 / Low: 0.0775). On the other end, October was the most stable month, with a tight range of 0.0013 HRK (High: 0.0766 / Low: 0.0753).

March Spread (Volatile) ±0.0067

October Spread (Stable) ±0.0013

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0027 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0027

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0807) against the same month in 2019 (average: 0.0782), the exchange rate shifted by +0.0025 (+3.24%).

2020 Avg (March) 0.0807

2019 Avg (March) 0.0782

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0797	0.0778	0.0790
February	0.0813	0.0791	0.0804
March	0.0842	0.0775	0.0807
April	0.0831	0.0815	0.0823
May	0.0825	0.0806	0.0817
June	0.0803	0.0784	0.0792
July	0.0793	0.0744	0.0775
August	0.0753	0.0741	0.0748
September	0.0766	0.0745	0.0755
October	0.0766	0.0753	0.0759
November	0.0767	0.0745	0.0753
December	0.0738	0.0724	0.0731