2021 BDT to HRK Historical Review

YEARLY HIGH

0.0783 HRK

YEARLY LOW

0.0723 HRK

YEARLY AVERAGE

0.0748 HRK

2021 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 24, valuing the pair at 0.0783. Conversely, the yearly low was recorded on January 6, dropping to 0.0723.

This high-to-low spread represents a total annual volatility of 0.0060 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0733 to the December average rate of 0.0776, the exchange rate registered a net change of 5.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0783 was down 7.08% compared to the 2020 peak of 0.0842, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 391 HRK

2020 Average 390 HRK

Yearly Trough Low 362 HRK

Transaction Impact: A difference of 29.84 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0780

0.0726

JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0739, compared to 0.0757 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0018 points.

H1 Avg (Jan–Jun) 0.0739

H2 Avg (Jul–Dec) 0.0757

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0028 HRK (High: 0.0783 / Low: 0.0755). On the other end, December was the most stable month, with a tight range of 0.0008 HRK (High: 0.0779 / Low: 0.0771).

November Spread (Volatile) ±0.0028

December Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0016 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0016

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0769) against the same month in 2020 (average: 0.0753), the exchange rate shifted by +0.0016 (+2.08%).

2021 Avg (November) 0.0769

2020 Avg (November) 0.0753

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0738	0.0723	0.0733
February	0.0747	0.0734	0.0739
March	0.0762	0.0739	0.0752
April	0.0761	0.0735	0.0747
May	0.0741	0.0724	0.0731
June	0.0746	0.0725	0.0735
July	0.0755	0.0744	0.0748
August	0.0754	0.0744	0.0749
September	0.0756	0.0740	0.0747
October	0.0761	0.0751	0.0756
November	0.0783	0.0755	0.0769
December	0.0779	0.0771	0.0776