YEARLY HIGH
0.0805 HRK
YEARLY LOW
0.0766 HRK
YEARLY AVERAGE
0.0785 HRK

2019 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on October 1, valuing the pair at 0.0805. Conversely, the yearly low was recorded on January 9, dropping to 0.0766.

This high-to-low spread represents a total annual volatility of 0.0039 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0776 to the December average rate of 0.0789, the exchange rate registered a net change of 1.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0805 was up 1.97% compared to the 2018 peak of 0.0789, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 402 HRK
2018 Average 375 HRK
Yearly Trough Low 383 HRK
Transaction Impact: A difference of 19.65 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0798
0.0774
JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0780, compared to 0.0790 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0010 points.

H1 Avg (Jan–Jun) 0.0780
H2 Avg (Jul–Dec) 0.0790

Volatility Range Comparison

Volatility

The most volatile month in 2019 was June, with a trading range of 0.0021 HRK (High: 0.0790 / Low: 0.0768). On the other end, February was the most stable month, with a tight range of 0.0010 HRK (High: 0.0783 / Low: 0.0773).

June Spread (Volatile) ±0.0021
February Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0009 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2019: 0.0794) against the same month in 2018 (average: 0.0766), the exchange rate shifted by +0.0028 (+3.71%).

2019 Avg (October) 0.0794
2018 Avg (October) 0.0766

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0783 0.0766 0.0776
February 0.0783 0.0773 0.0778
March 0.0789 0.0771 0.0782
April 0.0793 0.0778 0.0785
May 0.0790 0.0780 0.0785
June 0.0790 0.0768 0.0776
July 0.0789 0.0772 0.0780
August 0.0797 0.0779 0.0787
September 0.0803 0.0790 0.0796
October 0.0805 0.0786 0.0794
November 0.0798 0.0787 0.0794
December 0.0797 0.0781 0.0789