2014 BDT to HRK Historical Review

YEARLY HIGH

0.0811 HRK

YEARLY LOW

0.0702 HRK

YEARLY AVERAGE

0.0742 HRK

2014 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 0.0811. Conversely, the yearly low was recorded on May 6, dropping to 0.0702.

This high-to-low spread represents a total annual volatility of 0.0109 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0721 to the December average rate of 0.0803, the exchange rate registered a net change of 11.30% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 0.0811 was up 6.82% compared to the 2013 peak of 0.0760, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 406 HRK

2013 Average 365 HRK

Yearly Trough Low 351 HRK

Transaction Impact: A difference of 54.49 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

0.0812

0.0702

JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0716, compared to 0.0768 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0051 points.

H1 Avg (Jan–Jun) 0.0716

H2 Avg (Jul–Dec) 0.0768

Volatility Range Comparison

Volatility

The most volatile month in 2014 was September, with a trading range of 0.0034 HRK (High: 0.0782 / Low: 0.0748). On the other end, June was the most stable month, with a tight range of 0.0009 HRK (High: 0.0721 / Low: 0.0713).

September Spread (Volatile) ±0.0034

June Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0009 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.0009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 0.0803) against the same month in 2013 (average: 0.0718), the exchange rate shifted by +0.0085 (+11.89%).

2014 Avg (December) 0.0803

2013 Avg (December) 0.0718

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0728	0.0713	0.0721
February	0.0729	0.0715	0.0722
March	0.0718	0.0708	0.0713
April	0.0717	0.0706	0.0711
May	0.0720	0.0702	0.0713
June	0.0721	0.0713	0.0718
July	0.0735	0.0713	0.0724
August	0.0749	0.0734	0.0739
September	0.0782	0.0748	0.0764
October	0.0788	0.0775	0.0781
November	0.0800	0.0789	0.0795
December	0.0811	0.0793	0.0803