YEARLY HIGH
0.0923 HRK
YEARLY LOW
0.0832 HRK
YEARLY AVERAGE
0.0867 HRK

2016 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 0.0923. Conversely, the yearly low was recorded on May 2, dropping to 0.0832.

This high-to-low spread represents a total annual volatility of 0.0091 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0898 to the December average rate of 0.0902, the exchange rate registered a net change of 0.44% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.0923 was down 1.04% compared to the 2015 peak of 0.0933, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 461 HRK
2015 Average 440 HRK
Yearly Trough Low 416 HRK
Transaction Impact: A difference of 45.37 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.0908
0.0838
JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0863, compared to 0.0870 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0863
H2 Avg (Jul–Dec) 0.0870

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.0049 HRK (High: 0.0893 / Low: 0.0844). On the other end, September was the most stable month, with a tight range of 0.0009 HRK (High: 0.0857 / Low: 0.0848).

March Spread (Volatile) ±0.0049
September Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0023 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2016: 0.0902) against the same month in 2015 (average: 0.0895), the exchange rate shifted by +0.0007 (+0.73%).

2016 Avg (December) 0.0902
2015 Avg (December) 0.0895

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0904 0.0894 0.0898
February 0.0898 0.0859 0.0875
March 0.0893 0.0844 0.0866
April 0.0851 0.0837 0.0844
May 0.0858 0.0832 0.0845
June 0.0871 0.0839 0.0852
July 0.0868 0.0854 0.0863
August 0.0859 0.0843 0.0851
September 0.0857 0.0848 0.0852
October 0.0880 0.0852 0.0867
November 0.0899 0.0859 0.0883
December 0.0923 0.0882 0.0902