2023 BDT to HRK Historical Review

YEARLY HIGH

0.0690 HRK

YEARLY LOW

0.0616 HRK

YEARLY AVERAGE

0.0645 HRK

2023 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2023

During 2023, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.0690. Conversely, the yearly low was recorded on July 17, dropping to 0.0616.

This high-to-low spread represents a total annual volatility of 0.0074 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0667 to the December average rate of 0.0627, the exchange rate registered a net change of -5.90% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2023 high of 0.0690 was down 17.41% compared to the 2022 peak of 0.0836, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 345 HRK

2022 Average 385 HRK

Yearly Trough Low 308 HRK

Transaction Impact: A difference of 37.03 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2023.

0.0670

0.0623

JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0655, compared to 0.0635 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 0.0655

H2 Avg (Jul–Dec) 0.0635

Volatility Range Comparison

Volatility

The most volatile month in 2023 was January, with a trading range of 0.0041 HRK (High: 0.0690 / Low: 0.0649). On the other end, October was the most stable month, with a tight range of 0.0012 HRK (High: 0.0653 / Low: 0.0641).

January Spread (Volatile) ±0.0041

October Spread (Stable) ±0.0012

Growth Streaks & Declines

Trends

Between July and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0017 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0017

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2023: 0.0667) against the same month in 2022 (average: 0.0774), the exchange rate shifted by -0.0107 (-13.87%).

2023 Avg (January) 0.0667

2022 Avg (January) 0.0774

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0690	0.0649	0.0667
February	0.0682	0.0644	0.0663
March	0.0679	0.0644	0.0665
April	0.0657	0.0638	0.0648
May	0.0657	0.0635	0.0648
June	0.0656	0.0634	0.0643
July	0.0643	0.0616	0.0629
August	0.0639	0.0626	0.0632
September	0.0650	0.0635	0.0643
October	0.0653	0.0641	0.0647
November	0.0646	0.0622	0.0631
December	0.0637	0.0617	0.0627