YEARLY HIGH
0.0540 HRK
YEARLY LOW
0.0514 HRK
YEARLY AVERAGE
0.0529 HRK

2026 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on June 25, valuing the pair at 0.0540. Conversely, the yearly low was recorded on January 27, dropping to 0.0514.

This high-to-low spread represents a total annual volatility of 0.0026 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0525 to the December average rate of 0.0531, the exchange rate registered a net change of 1.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0540 was down 11.40% compared to the 2025 peak of 0.0609, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 270 HRK
2025 Average 274 HRK
Yearly Trough Low 257 HRK
Transaction Impact: A difference of 13.03 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0537
0.0520
JanuMarcMayJuly

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0527, compared to 0.0533 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0527
H2 Avg (Jul–Dec) 0.0533

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 0.0018 HRK (High: 0.0531 / Low: 0.0514). On the other end, August was the most stable month, with a tight range of 0.0000 HRK (High: 0.0531 / Low: 0.0531).

January Spread (Volatile) ±0.0018
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0007 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0007

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 0.0533) against the same month in 2025 (average: 0.0534), the exchange rate shifted by -0.0002 (-0.29%).

2026 Avg (June) 0.0533
2025 Avg (June) 0.0534

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0531 0.0514 0.0525
February 0.0524 0.0516 0.0522
March 0.0538 0.0525 0.0532
April 0.0535 0.0519 0.0525
May 0.0528 0.0524 0.0526
June 0.0540 0.0527 0.0533
July 0.0537 0.0532 0.0535
August 0.0531 0.0531 0.0531