YEARLY HIGH
0.0789 HRK
YEARLY LOW
0.0714 HRK
YEARLY AVERAGE
0.0749 HRK

2018 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 12, valuing the pair at 0.0789. Conversely, the yearly low was recorded on February 15, dropping to 0.0714.

This high-to-low spread represents a total annual volatility of 0.0075 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0734 to the December average rate of 0.0776, the exchange rate registered a net change of 5.75% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.0789 was down 14.16% compared to the 2017 peak of 0.0920, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 395 HRK
2017 Average 408 HRK
Yearly Trough Low 357 HRK
Transaction Impact: A difference of 37.65 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.0786
0.0717
JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0732, compared to 0.0766 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0034 points.

H1 Avg (Jan–Jun) 0.0732
H2 Avg (Jul–Dec) 0.0766

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0035 HRK (High: 0.0758 / Low: 0.0723). On the other end, December was the most stable month, with a tight range of 0.0009 HRK (High: 0.0781 / Low: 0.0772).

May Spread (Volatile) ±0.0035
December Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0010 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.0780) against the same month in 2017 (average: 0.0773), the exchange rate shifted by +0.0007 (+0.95%).

2018 Avg (November) 0.0780
2017 Avg (November) 0.0773

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0751 0.0717 0.0734
February 0.0733 0.0714 0.0724
March 0.0731 0.0716 0.0726
April 0.0729 0.0714 0.0723
May 0.0758 0.0723 0.0739
June 0.0757 0.0740 0.0748
July 0.0756 0.0746 0.0751
August 0.0775 0.0751 0.0765
September 0.0766 0.0751 0.0760
October 0.0782 0.0756 0.0766
November 0.0789 0.0773 0.0780
December 0.0781 0.0772 0.0776