2025 BDT to HRK Historical Review

YEARLY HIGH

0.0609 HRK

YEARLY LOW

0.0520 HRK

YEARLY AVERAGE

0.0548 HRK

2025 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 0.0609. Conversely, the yearly low was recorded on July 1, dropping to 0.0520.

This high-to-low spread represents a total annual volatility of 0.0089 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0599 to the December average rate of 0.0526, the exchange rate registered a net change of -12.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0609 was down 5.82% compared to the 2024 peak of 0.0647, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 305 HRK

2024 Average 302 HRK

Yearly Trough Low 260 HRK

Transaction Impact: A difference of 44.55 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0606

0.0519

JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0567, compared to 0.0530 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0037 points.

H1 Avg (Jan–Jun) 0.0567

H2 Avg (Jul–Dec) 0.0530

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0035 HRK (High: 0.0574 / Low: 0.0539). On the other end, November was the most stable month, with a tight range of 0.0008 HRK (High: 0.0538 / Low: 0.0530).

April Spread (Volatile) ±0.0035

November Spread (Stable) ±0.0008

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0023 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0023

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.0599) against the same month in 2024 (average: 0.0630), the exchange rate shifted by -0.0031 (-4.91%).

2025 Avg (January) 0.0599

2024 Avg (January) 0.0630

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0609	0.0588	0.0599
February	0.0601	0.0590	0.0595
March	0.0598	0.0567	0.0575
April	0.0574	0.0539	0.0552
May	0.0560	0.0542	0.0549
June	0.0543	0.0521	0.0534
July	0.0540	0.0520	0.0529
August	0.0540	0.0529	0.0532
September	0.0532	0.0521	0.0528
October	0.0535	0.0527	0.0531
November	0.0538	0.0530	0.0534
December	0.0532	0.0523	0.0526