YEARLY HIGH
0.0647 HRK
YEARLY LOW
0.0563 HRK
YEARLY AVERAGE
0.0604 HRK

2024 BDT to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2024

During 2024, the BDT to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 0.0647. Conversely, the yearly low was recorded on August 23, dropping to 0.0563.

This high-to-low spread represents a total annual volatility of 0.0084 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0630 to the December average rate of 0.0602, the exchange rate registered a net change of -4.32% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2024 high of 0.0647 was down 6.34% compared to the 2023 peak of 0.0690, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 BDT based on timing:

Yearly Peak High 323 HRK
2023 Average 323 HRK
Yearly Trough Low 282 HRK
Transaction Impact: A difference of 41.81 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2024.

0.0648
0.0560
JanuMarcMayJulySeptNove

BDT to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0624, compared to 0.0585 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0038 points.

H1 Avg (Jan–Jun) 0.0624
H2 Avg (Jul–Dec) 0.0585

Volatility Range Comparison

Volatility

The most volatile month in 2024 was May, with a trading range of 0.0050 HRK (High: 0.0641 / Low: 0.0591). On the other end, September was the most stable month, with a tight range of 0.0009 HRK (High: 0.0573 / Low: 0.0563).

May Spread (Volatile) ±0.0050
September Spread (Stable) ±0.0009

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0034 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2024: 0.0641) against the same month in 2023 (average: 0.0648), the exchange rate shifted by -0.0007 (-1.09%).

2024 Avg (April) 0.0641
2023 Avg (April) 0.0648

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0636 0.0620 0.0630
February 0.0641 0.0631 0.0636
March 0.0638 0.0627 0.0632
April 0.0647 0.0632 0.0641
May 0.0641 0.0591 0.0607
June 0.0601 0.0589 0.0596
July 0.0597 0.0586 0.0591
August 0.0595 0.0563 0.0578
September 0.0573 0.0563 0.0568
October 0.0585 0.0570 0.0578
November 0.0605 0.0577 0.0594
December 0.0609 0.0595 0.0602