2019 CDF to KES Historical Review

YEARLY HIGH

0.0635 KES

YEARLY LOW

0.0597 KES

YEARLY AVERAGE

0.0617 KES

2019 CDF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the CDF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on August 25, valuing the pair at 0.0635. Conversely, the yearly low was recorded on December 23, dropping to 0.0597.

This high-to-low spread represents a total annual volatility of 0.0038 KES. From a start-to-finish perspective, comparing the January average rate of 0.0621 to the December average rate of 0.0604, the exchange rate registered a net change of -2.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2019 high of 0.0635 was down 3.74% compared to the 2018 peak of 0.0659, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 317 KES

2018 Average 313 KES

Yearly Trough Low 298 KES

Transaction Impact: A difference of 19.03 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

0.0625

0.0603

JanuMarcMayJulySeptNove

CDF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0616, compared to 0.0619 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0616

H2 Avg (Jul–Dec) 0.0619

Volatility Range Comparison

Volatility

The most volatile month in 2019 was December, with a trading range of 0.0020 KES (High: 0.0617 / Low: 0.0597). On the other end, September was the most stable month, with a tight range of 0.0003 KES (High: 0.0625 / Low: 0.0622).

December Spread (Volatile) ±0.0020

September Spread (Stable) ±0.0003

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0011 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0011

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 0.0623) against the same month in 2018 (average: 0.0619), the exchange rate shifted by +0.0004 (+0.69%).

2019 Avg (August) 0.0623

2018 Avg (August) 0.0619

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0627	0.0614	0.0621
February	0.0616	0.0607	0.0612
March	0.0617	0.0608	0.0613
April	0.0621	0.0614	0.0617
May	0.0618	0.0612	0.0615
June	0.0619	0.0610	0.0615
July	0.0628	0.0617	0.0622
August	0.0635	0.0619	0.0623
September	0.0625	0.0622	0.0623
October	0.0627	0.0620	0.0624
November	0.0624	0.0607	0.0615
December	0.0617	0.0597	0.0604