2020 CDF to KES Historical Review

YEARLY HIGH

0.0746 KES

YEARLY LOW

0.0543 KES

YEARLY AVERAGE

0.0577 KES

2020 CDF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the CDF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 6, valuing the pair at 0.0746. Conversely, the yearly low was recorded on August 7, dropping to 0.0543.

This high-to-low spread represents a total annual volatility of 0.0203 KES. From a start-to-finish perspective, comparing the January average rate of 0.0599 to the December average rate of 0.0567, the exchange rate registered a net change of -5.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0746 was up 17.51% compared to the 2019 peak of 0.0635, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 373 KES

2019 Average 309 KES

Yearly Trough Low 271 KES

Transaction Impact: A difference of 101.47 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0626

0.0544

JanuMarcMayJulySeptNove

CDF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0598, compared to 0.0556 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0043 points.

H1 Avg (Jan–Jun) 0.0598

H2 Avg (Jul–Dec) 0.0556

Volatility Range Comparison

Volatility

The most volatile month in 2020 was December, with a trading range of 0.0195 KES (High: 0.0746 / Low: 0.0551). On the other end, September was the most stable month, with a tight range of 0.0004 KES (High: 0.0555 / Low: 0.0551).

December Spread (Volatile) ±0.0195

September Spread (Stable) ±0.0004

Growth Streaks & Declines

Trends

Between February and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0029 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0567) against the same month in 2019 (average: 0.0604), the exchange rate shifted by -0.0038 (-6.24%).

2020 Avg (December) 0.0567

2019 Avg (December) 0.0604

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0603	0.0595	0.0599
February	0.0599	0.0594	0.0596
March	0.0622	0.0597	0.0609
April	0.0623	0.0615	0.0620
May	0.0620	0.0585	0.0598
June	0.0585	0.0554	0.0568
July	0.0558	0.0547	0.0552
August	0.0555	0.0543	0.0551
September	0.0555	0.0551	0.0552
October	0.0599	0.0551	0.0557
November	0.0559	0.0554	0.0556
December	0.0746	0.0551	0.0567