2026 CDF to KES Historical Review

YEARLY HIGH

0.0607 KES

YEARLY LOW

0.0554 KES

YEARLY AVERAGE

0.0566 KES

2026 CDF to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the CDF to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on February 25, valuing the pair at 0.0607. Conversely, the yearly low was recorded on April 28, dropping to 0.0554.

This high-to-low spread represents a total annual volatility of 0.0053 KES. From a start-to-finish perspective, comparing the January average rate of 0.0571 to the December average rate of 0.0566, the exchange rate registered a net change of -0.78% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 0.0607 was down 0.31% compared to the 2025 peak of 0.0609, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 CDF based on timing:

Yearly Peak High 303 KES

2025 Average 240 KES

Yearly Trough Low 277 KES

Transaction Impact: A difference of 26.58 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

0.0573

0.0558

JanuMarcMayJuly

CDF to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0567, compared to 0.0565 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0002 points.

H1 Avg (Jan–Jun) 0.0567

H2 Avg (Jul–Dec) 0.0565

Volatility Range Comparison

Volatility

The most volatile month in 2026 was February, with a trading range of 0.0049 KES (High: 0.0607 / Low: 0.0558). On the other end, August was the most stable month, with a tight range of 0.0002 KES (High: 0.0568 / Low: 0.0565).

February Spread (Volatile) ±0.0049

August Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0010 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0010

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 0.0572) against the same month in 2025 (average: 0.0451), the exchange rate shifted by +0.0121 (+26.78%).

2026 Avg (February) 0.0572

2025 Avg (February) 0.0451

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0599	0.0556	0.0571
February	0.0607	0.0558	0.0572
March	0.0596	0.0558	0.0569
April	0.0566	0.0554	0.0559
May	0.0571	0.0557	0.0566
June	0.0570	0.0558	0.0562
July	0.0572	0.0560	0.0563
August	0.0568	0.0565	0.0566